Employers and their insurers (and other third-party vendors) typically work together in a harmonious fashion to provide a broad range of employee benefits to employees. However, there are numerous traps for the unwary in managing the employer-insurer relationship particularly with the increased regulatory and compliance demands on employers and insurers. It makes sense for the parties to spend time at the front end to properly set expectations and understand the needs of the employer. In doing so, potential conflicts around the following topics can be avoided and/or minimized at claim time.
Identify potential issues that arise in relationship between insurers/employers